First Capital (FCAP) reported second-quarter net income of $4.8 million, or $1.43 per diluted share, for the quarter ended June 30, 2026, compared with $3.8 million, or $1.13 per diluted share, a year earlier.

For the first six months of 2026, the company reported net income of $9.1 million, or $2.72 per diluted share, compared with $7.0 million, or $2.09 per diluted share, for the same period in 2025.

• Net interest income after provision for credit losses increased $1.6 million in the second quarter from the year-earlier period.
• Provision for credit losses was $425,000 for the quarter, up from $306,000 a year earlier.
• Noninterest income increased $187,000 in the quarter, while noninterest expenses increased $359,000.
• Total assets were $1.29 billion at June 30, 2026, compared with $1.27 billion at Dec. 31, 2025.
• Deposits increased to $1.14 billion at June 30, 2026, from $1.12 billion at Dec. 31, 2025.
• First Harrison Bank had 17 offices in Indiana and Kentucky communities.

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