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personalfinance: Archive

Zacks Equity Research

Form 1040A Explained: Who Qualified and How It Functioned

IRS Form 1040A was once a go-to tax return for simple finances. Here's what it included, how it was used, and why it no longer exists.

Zacks Equity Research

How to Avoid Paying High Capital Gains Tax on Rental Property Sales?

Selling a rental property can trigger hefty capital gains taxes. Here's how to cut your tax bill with smart timing, exemptions and reinvestment strategies.

Zacks Equity Research

Can You Collect Social Security Survivor Benefits From Grandparents?

Grandchildren may qualify for Social Security survivor benefits, but eligibility depends on proof of support, adoption rules and SSA requirements.

Zacks Equity Research

Are 529 Tax-Free Education Plans Suitable for Your Family?

The 529 plans offer tax-free growth, state perks and flexibility for education savings. However, penalties and limits mean that they may not be right for everyone.

Zacks Equity Research

Can I Access My 401(k) at 60 Without Penalties or Restrictions?

At 60, you can access your 401(k) without penalties, but smart withdrawal strategies are key to keeping your retirement savings on track.

Zacks Equity Research

Can You Withdraw From a Traditional IRA to Buy a Home?

Thinking of using your IRA for a home? First-time buyers can withdraw up to $10K without any penalty, but taxes and long-term costs still apply.

Meredith Margrave

The Termite Problem You Can't Ignore

Termites eat away at your home quietly. Inflation does the same to your money. Personal finance expert Meredith Margrave explains how inflation works, why the Fed's fix feels painful, and what it all means for your wallet.

Zacks Equity Research

Can You Contribute to a SIMPLE IRA if You Are Not Self-Employed?

You do not need to be self-employed to use a SIMPLE IRA. Eligibility depends on your employer offering the plan and meeting set rules.

Zacks Equity Research

Are Military Retirement Benefits Paid Out in Arrears?

Military retirement pay is issued monthly in arrears, starting the month after you retire, with amounts based on your service plan and DIEMS.

Zacks Equity Research

Renting vs. Selling a House: Which Saves More on Taxes in 2025?

Thinking of selling or renting out your house in 2025? The tax impact could be bigger than you expect. Here's how both options compare.